Financials

Financial Strength.
Sustainable Performance.

At Malaysian Life Reinsurance Group Berhad, we remain focused on strengthening our financial performance, building long-term resilience and delivering sustainable value to our stakeholders.

Our Sustainability Approach

Building Resilience for a Sustainable Future

In 2025, ML Re continued to strengthen its commitment to environmental responsibility by focusing on initiatives that reduce the carbon footprint of its operations and support long-term sustainability.

ML Re's sustainability efforts also extend beyond environmental and climate-related matters, with strong emphasis on Social and Governance initiatives. As an industry-owned reinsurer, ML Re remains committed to fostering collaboration among industry players and supporting initiatives that strengthen industry relationships and enhance people capabilities.

Environmental Responsibility

Supporting initiatives that reduce the carbon footprint of our operations and contribute towards long-term environmental sustainability.

Social & Industry Collaboration

Fostering collaboration among industry players and supporting stronger relationships across the life insurance and reinsurance ecosystem.

Governance & People Capabilities

Strengthening organisational capabilities, responsible practices and the development of people across the industry.

Task Force on Climate-related Financial Disclosures (TCFD)

Explore ML Re's climate-related disclosures and our approach to identifying, assessing and managing climate-related risks.

TCFD Disclosures 2025

PDF - 414KB

TCFD Disclosures 2024

PDF - 247KB

Credit Ratings

Independent Recognition of Our Financial Strength

ML Re's financial strength and credit profile are independently assessed by established rating agencies, reflecting the Company's financial position and commitment to maintaining a resilient reinsurance business.

AM Best

A-

Financial Strength
Rating

a-

Long-Term Issuer
Credit Rating

Outlook: Stable
27 August 2026

RAM Ratings

AA3

Financial Strength
Rating

Outlook: Stable
18 September 2025

Credit Rating Information

View the latest rating announcements and information from ML Re's respective rating agencies.

AM Best

RAM Ratings

2025 Financial Performance

Stronger Performance.
Sustainable Growth.

ML Re recorded a stronger financial performance in 2025, driven by improved insurance service performance and continued growth in Contractual Service Margin.

Despite market-related economic effects on insurance liabilities, ML Re remains focused on strengthening its underlying performance and supporting sustainable profitability over time.

Profit After Tax

RM87,544,000

+ RM66,434,000 vs 2024

CSM Balance

RM454,069,000

+ RM208,873,000 vs 2024

Insurance Service Result

RM9,730,000

+ RM29,772,000 vs 2024

Financial Statements

Access ML Re's latest and historical audited financial statements.

Financial Statements 2025

PDF - 2.2MB

Financial Statements 2024

PDF - 2.0MB

Financial Statements 2023

PDF - 1.6MB

Financial Statements 2022

PDF - 1.4MB

Financial Statements 2021

PDF - 1.4MB

Financial Statements 2020

PDF - 2.0MB

Partner With Us

Work with us to strengthen resilience and create sustainable growth in the insurance and takaful industry.

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