Financials
Financial Strength.
Sustainable Performance.
At Malaysian Life Reinsurance Group Berhad, we remain focused on strengthening our financial performance, building long-term resilience and delivering sustainable value to our stakeholders.
Our Sustainability Approach
Building Resilience for a Sustainable Future
In 2025, ML Re continued to strengthen its commitment to environmental responsibility by focusing on initiatives that reduce the carbon footprint of its operations and support long-term sustainability.
ML Re's sustainability efforts also extend beyond environmental and climate-related matters, with strong emphasis on Social and Governance initiatives. As an industry-owned reinsurer, ML Re remains committed to fostering collaboration among industry players and supporting initiatives that strengthen industry relationships and enhance people capabilities.
Environmental Responsibility
Supporting initiatives that reduce the carbon footprint of our operations and contribute towards long-term environmental sustainability.
Social & Industry Collaboration
Fostering collaboration among industry players and supporting stronger relationships across the life insurance and reinsurance ecosystem.
Governance & People Capabilities
Strengthening organisational capabilities, responsible practices and the development of people across the industry.
Task Force on Climate-related Financial Disclosures (TCFD)
Explore ML Re's climate-related disclosures and our approach to identifying, assessing and managing climate-related risks.

TCFD Disclosures 2025
PDF - 414KB

TCFD Disclosures 2024
PDF - 247KB
Credit Ratings
Independent Recognition of Our Financial Strength
ML Re's financial strength and credit profile are independently assessed by established rating agencies, reflecting the Company's financial position and commitment to maintaining a resilient reinsurance business.

AM Best
A-
Financial Strength
Rating
a-
Long-Term Issuer
Credit Rating
Outlook: Stable
27 August 2026

RAM Ratings
AA3
Financial Strength
Rating
Outlook: Stable
18 September 2025
Credit Rating Information
View the latest rating announcements and information from ML Re's respective rating agencies.

AM Best

RAM Ratings
2025 Financial Performance
Stronger Performance.
Sustainable Growth.
ML Re recorded a stronger financial performance in 2025, driven by improved insurance service performance and continued growth in Contractual Service Margin.
Despite market-related economic effects on insurance liabilities, ML Re remains focused on strengthening its underlying performance and supporting sustainable profitability over time.
Profit After Tax
RM87,544,000
+ RM66,434,000 vs 2024
CSM Balance
RM454,069,000
+ RM208,873,000 vs 2024
Insurance Service Result
RM9,730,000
+ RM29,772,000 vs 2024
Financial Statements
Access ML Re's latest and historical audited financial statements.

Financial Statements 2025
PDF - 2.2MB

Financial Statements 2024
PDF - 2.0MB

Financial Statements 2023
PDF - 1.6MB

Financial Statements 2022
PDF - 1.4MB

Financial Statements 2021
PDF - 1.4MB

Financial Statements 2020
PDF - 2.0MB
Partner With Us
Work with us to strengthen resilience and create sustainable growth in the insurance and takaful industry.
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